Common tricks used by fraudsters to steal money have been revealed, with one ruse that would take many Brits by surprise. December is set to be a busy month for online shopping, with people across the country buying gifts for friends and family.
It means scammers are waiting to jump at the opportunity to steal money. Emails are the most common way for fraudsters to target people, with other methods including text messages and phone calls. But another way tricksters are plying their trade is by targeting people using QR codes that promise free gifts.
QR codes scanned using a phone’s camera have become more commonplace in the UK, used in shops, adverts and restaurants.
Gareth Pindred, head of fraud for Virgin Money, said shoppers should be very cautious when using QR codes that promise free gifts.
If it is too good to be true, it probably is, he said. He revealed that fraudsters often use counterfeit QR codes to steal personal information.
“There is a level of protection your bank can provide, but you are the first line of defence when it comes to protecting yourself from scammers,” said Mr Pindred.
“Some things may seem like common sense, but the reality is people across the nation are being scammed every week, so it’s the simple things you must keep front of mind.
“The chances are, if something doesn’t feel right, it probably isn’t – so ensure you always trust your instincts above all else, and take the time to ‘Stop. Think. Check’.”
A recent study of 2,000 adults found that nearly half (47%) have almost been duped by a scam. Meanwhile, two thirds admit they have fallen victim to at least one type of scam.