Author: Lucas

Groceries cost more than ever, and every supermarket run feels like sticker shock. That’s exactly why using a cash back grocery card matters — it can help you earn something back on what you’re already spending.Plenty of grocery cards don’t charge an annual fee and still offer solid rewards. But the Blue Cash Preferred® Card from American Express is different. It’s one of the few cards where an annual fee can actually earn you more than it costs, especially if you’re feeding a family or stocking up weekly. The Blue Cash Preferred® Card from American Express has a $0 intro…

The Institution of Engineering and Technology, Ghana (IET-GH), has commended the Management of Tema Oil Refinery (TOR) for its bold initiative to revive the refinery using local engineers and technologists. The President of IET-GH, Henry Kwadwo Boateng, who made the commendation, lauded TOR’s reliance on local professionals, describing it as a testament to Ghana’s engineering competence. He said that when he led a delegation to pay a working visit to the refinery to assess progress on rehabilitation works. He urged IET-GH members engaged in the project to remain dedicated and professional, while encouraging staff to support the management team and…

A water company is extracting sugar from toilet paper flushed down the loo. United Utilities said it was undertaking the “ground-breaking” trials at its Blackburn sewage works.The water company said the naturally occurring glucose could be turned into biofuels, bioplastics and detergents. United Utilities (UU) said people could be assured the sewage sugar was for industrial use only, and was not destined for the food chain.The process – known as Cellvation – was developed in the Netherlands.It sees toilet paper filtered and compacted before enzymes and chemicals are added to kickstart the digestion process.The mixture is then heated for two…

If sold within 12 months, the gain is treated as short-term capital gains (STCG) and taxed at the investor’s income-tax slab rate.Illustration: “An investor putting ₹1,00,000 in a Silver ETF and redeeming after 18 months at ₹1,25,000 will pay ₹3,125 as tax (12.5 % of ₹25,000), netting ₹21,875 post-tax: a cleaner, predictable outcome compared with the earlier indexation-linked complexity. By harmonising taxation for gold and silver instruments, the government aims to channel savings into transparent, paper-based commodities. For investors, the silver lining is clear: the longer you hold, the brighter your post-tax returns shine,” said Shah.Therefore, for savvy investors like…

Mutual fund assets from India’s B30 locations, or smaller towns and cities, grew 2.6% month-on-month to reach ₹14.50 lakh crore in September 2025, up from ₹14.14 lakh crore in August, according to ICRA Analytics citing AMFI data.On a yearly basis, assets from these locations increased 15%.T30 locations, representing top 30 urban centers, also saw annual growth, with assets rising 14% in September 2025. ICRA Analytics highlighted that B30 investors continue to favor equities. In September, 76.6% of B30 assets were invested in equity schemes, 9.1% in balanced schemes, and 11.7% in debt-oriented schemes.By contrast, 30.4% of T30 assets were in…

The world of cryptocurrency trading is evolving at blazing speed. From manual chart watching and gut feelings, we’ve moved to a place where artificial intelligence (AI) is deeply involved. AI-powered crypto trading refers to the use of machine learning models, algorithms and automated systems to analyse market data, detect trends, execute trades and manage risks in the crypto markets. Early in the first 100 words we’ve already used our primary keywords: AI-powered crypto trading, crypto trading, AI trading.What Exactly is AI-Powered Crypto Trading?In simple terms, AI‐powered crypto trading means using computer programmes and systems built on AI (machine learning, neural…

Gold and silver have dramatically outperformed equities over the past year, leaving investors and advisers debating whether the metals’ run can persist or if equities will reassert dominance by Diwali 2026. From Diwali 2024 to Diwali 2025, the Nifty50 returned about 6.7%, while gold climbed roughly 63% and silver surged about 73% — moves driven by a mix of global price action and rupee depreciation. Deepak Shenoy, founder of Capital Mind, laid out the trade-offs on a recent podcast: “Gold has this problem of being a completely dead asset that can’t be used for anything else other than price appreciation,”…

Buying a home is often described as one of the most stressful events in our lives – and if it’s your first time doing it, it can be a complicated and overwhelming process.  From picking an area, to getting a mortgage in principle, to putting in an offer and finally getting the keys, it’s a lot to wrap your head around.  To help, we’ve created a guide on how to navigate each step – with experts giving you tips and tricks along the way.   So if you’re just starting the process, or curious about what you need to begin, this is your…

The push is part of a ₹2,000 crore incentive plan that states can avail funding from under the broader ₹10,900 crore PM E-Drive scheme. “Discussions with state governments have already begun,” said one of the persons requesting anonymity. “The aim is to usher states through the process of appointing nodal agencies, aggregating demand for chargers, and securing proper land for chargers,” the person said. Upstream infrastructure such as transformers are necessary while setting up EV charging stations. It is likely that states with high levels of EV adoption will be the first ones to submit their proposals and claim incentives.…

Image source: Getty Images With so much hype surrounding the S&P 500, it’s sometimes easy to overlook growth stocks closer to home. For example, Goodwin (LSE:GDWN), the mechanical and refractory engineering group, has seen its share price rise by over 80% since 23 July. This beats all of the Magnificent 7. And every other stock on the FTSE 350. Yet I think it’s fair to say that not much is known about the company or its activities. The group’s mineral-based products are designed to withstand extreme conditions. Fire prevention is a major part of its business. Elsewhere, there’s strong demand…