Author: Lucas

The Social Market Foundation (SMF), along with savings and investment firm M&G, is calling for health checks to be integrated directly into pensions dashboards, so that on viewing their pension information, savers would be offered the option of a free, personalised guidance session.Plans are already in place for pensions dashboards, which will allow people to see all their pension pots in once place, giving them a clearer overview of how much money they have saved for retirement.With many people having multiple pots from various different jobs during their career, it can be hard to work out the total value of…

Key points Value stocks are expected to be more popular among investors in 2025. What are the key characteristics of value stocks? There are 5 things investors should look for in a good value stock. Value stocks have outperformed lately. Here’s what you need to know to find good value stocks With the markets a bit overheated after two years of 20%-plus gains, it is a good time to look for value stocks. What are value stocks? Broadly, they are stocks that are trading below their intrinsic value, for whatever reason. It may be due to broader macro issues in…

As the Union Budget 2026-27 approaches, SBI Research has outlined a set of targeted recommendations for the insurance sector, focusing on improving penetration, strengthening consumer trust and building long-term resilience. The suggestions come amid concerns over slowing insurance growth and a widening protection gap, even as policymakers push toward the goal of “Insurance for All by 2047.” In its Prelude to Union Budget 2026-27 report, SBI Research highlighted the need for stronger tax incentives to encourage wider adoption of insurance products.  Tax deductions for term and health insurance One of its key proposals is the introduction of a separate tax…

Shares of Biomx Inc (NYSE:PHGE) rose sharply in pre-market trading after a 13D filing disclosed that Pyu Pyu Capital reported a 19.99% stake in the company.Biomx shares jumped 103.4% to $8.34 in the pre-market trading session.Here are some other stocks moving in pre-market trading.Gainers Nuwellis Inc (NASDAQ:NUWE) gained 114% to $4.60 in pre-market trading after declining 3% on Monday. X3 Holdings Co Ltd (NASDAQ:XTKG) gained 84.4% to $0.49 in pre-market trading after jumping 94% on Monday. USBC Inc (NYSE:USBC) rose 64.6% to $0.93 in pre-market trading. USBC executed definitive agreement with Uphold and Vast Bank to advance tokenized bank deposit…

The global financial markets faced a dramatic shift on Monday, 26 January 2026, as investors rushed to protect their money. The price of gold, long considered the safest place to store wealth during troubled times, climbed 2.1 per cent to reach a staggering $5,079.70 (approximately £3,711.70) a troy ounce. This marks the seventh time this year that gold has reached an all-time high. The rally has been fuelled by a sudden increase in fear regarding the stability of the US government and international trade relations.At the centre of this storm is a new threat from US President Donald Trump. On…

Founded in 1969, Amica Life Insurance Company is a subsidiary of Amica Mutual, a Rhode Island-based mutual insurance company that has been in business for over a century. Amica life insurance is licensed in all states and sells term and whole life insurance nationwide. Business Insider has compared Amica against the best life insurance companies on the market, and we found it to be a strong contender worth considering. Pros and ConsProsOffers level term and whole life policyDiscount and bundling opportunitiesAvailable in all 50 statesConsLimited add-on coverage optionsNo universal policiesOnline complains indicating life insurance service does not match other Amica productsGet Quotes…

Key PointsShopify is growing fast, posting 32% year-over-year revenue growth in Q3.The company’s e-commerce platform recently found its way into AI chats.Even after the pullback, the growth stock’s valuation remains difficult to justify.Specializing in an e-commerce platform focused on seamless digital checkout experiences, Shopify(NASDAQ: SHOP) has benefited from a long-running shift toward e-commerce. And this tailwind persists today. So, why has the stock dramatically underperformed the S&P 500 over the last five years, and why is its stock stumbling to start 2026?It boils down to valuation. The growth stock’s price got too far ahead of its fundamentals.Where to invest $1,000…

Fundstrat managing partner Tom Lee predicts that crypto markets will likely catch up once gold and silver begin to take a break from their recent rallies.Tom Lee said on CNBC’s Power Lunch on Monday that crypto should be going up on a weaker dollar and an easing Federal Reserve. However, it doesn’t have the leverage tailwind because the industry delevered, “and as long as gold and silver are rising, then there’s a FOMO into buying that instead of crypto,” he said.“Because when gold and silver take a break, then and in the past, that would lead to a Bitcoin and Ethereum…

State-run Hindustan Petroleum Corp Ltd is seeking Venezuelan crude ‍for the first time as the refiner ​plans to increase heavy oil processing in ‌the new fiscal year starting ​April, Chairman Vikas Kaushal said on Tuesday.Indian refiners are considering importing Venezuelan crude, which is being offered by Vitol and Trafigura under a US-mandated sale after Washington captured Venezuelan President Nicolas Maduro earlier this month.“We are ​trying to build more flexibility in ⁠our system as we have two new facilities, so we can raise heavy crude processing,” Kaushal told reporters ​on the sidelines ⁠of the Indian Energy Week conference, referring to its…

Key PointsMeta’s revenue growth accelerated in Q3.Tesla’s deliveries fell sharply in Q4.The two stocks trade at wildly different valuations.While electric carmaker Tesla (NASDAQ: TSLA) and social media specialist Meta Platforms (NASDAQ: META) are two very different companies that generate revenue from very different sources, both of their futures seem closely tied to AI (artificial intelligence).Interestingly, just a few years ago, the bull case for either stock didn’t depend as much on AI as it does today. But both companies are transforming their businesses, with AI at the center. Tesla is expanding its Robotaxi ride-hailing service that depends on advances in…