Author: Lucas

The new NS&I rates will come in from next month11:52, 27 Jan 2026Updated 11:54, 27 Jan 2026This article contains affiliate links, we will receive a commission on any sales we generate from it. Learn moreNS&I has slashed some of its rates(Image: Getty)Premium Bonds holders may be questioning what lies ahead as provider NS&I has reduced some of its rates. The prize fund rate for Premium Bonds currently stands at 3.6 percent, having been cut several times last year, including in January, April and August.The odds of winning for each £1 Bond entered into the draw are presently 22,000 to one.…

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The UK government has written to the husband-and-wife team behind the insolvent Prax Lindsey oil refinery in Lincolnshire urging them to “do the decent thing” and support affected workers financially, amid mounting concern that finding a buyer for the plant will be difficult.In a letter to the Prax Group owners, Arani and Sanjeev Kumar Soosaipillai, seen by the Guardian, the junior energy minister Michael Shanks said the government was “urgently exploring what support can be offered to the workforce at this difficult time”.He added: “However, we strongly encourage you to do the decent thing and publicly commit to make a…

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Slippage and emotional fatigue destroy more retail accounts than market direction. Automating pivot-based execution removes the psychological lag between identifying a price extreme and booking the counter-trade. The following explores an operational framework for algorithmic mean reversion.Forget the global market cap headlines. In the trenches of a proprietary trading desk, the only metric that keeps risk managers awake is slippage. A difference of 0.2 pips on a standard lot execution transforms a profitable quarter into a break-even exercise. While analysts debate macroeconomic trends, execution traders fight a war against latency and spread. Markets prioritise entry price over directional bias. Human…

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Arrowhead Pharmaceuticals Announces Proposed Offerings of Convertible Senior Notes and Common Stock Arrowhead Pharmaceuticals, Inc. (NASDAQ: ARWR) today announced its intention to offer, subject to market and other conditions, $500 million aggregate principal amount of convertible senior notes due 2032 (the “notes”) and $200 million of common stock in separate public offerings registered under the Securities Act of 1933, as amended. Arrowhead also expects to grant the underwriters of the note offering a 30-day option to purchase up to an additional $75 million aggregate principal amount of notes solely to cover over-allotments and expects to grant the underwriters of the…

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After a record-setting 2025, both gold and silver prices have hit new highs of over $5,100 and $100, respectively. Gold, silver and other precious metals saw this growth in part due to geopolitical tension. Metals are also often considered a safe-haven asset, as they generally retain their value over time better than stocks or other investments.While purchasing physical gold or silver is always an option, doing so can come with high fees and storage problems. CNBC Select covers why you may want to invest in gold or silver, three methods for investing in precious metals and which is right for…

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By HELEN KIRRANE, REPORTER, THIS IS MONEY Updated: 13:00, 27 January 2026 National Savings and Investments will slash the rates on two of its popular accounts from next month.From 12 February, NS&I’s Direct Saver and Income Bonds accounts will both pay 3.05 per cent interest, down from 3.3 per cent and 3.26 per cent previously.It is the first time NS&I has changed the interest rates on these savings accounts since 5 March 2025. The Direct Saver and Income Bonds are easy-access accounts with a variable rate which means it can go up or down. The Income Bonds offer a monthly interest payment…

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What is Sub-letting? Sub-letting, often termed a sub-lease, is a common mechanism in Scots commercial property which allows a tenant (referred to as the head tenant) to grant occupation of all or part of their leased premises to a third party (the sub-tenant). Crucially, and unlike an assignation of the lease (where the tenant transfers their lease entirely to a new party), sub-letting does not relieve the tenant of their original lease obligations. The tenant remains responsible to the head-landlord for rent, repairs and compliance with all lease terms—which is especially important if the sub-tenant fails to meet obligations under the sub-lease. In recent times,…

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Investors reassess this healthcare giant in wake of profit collapse and Medicare worries, today, Jan. 27, 2026.Today’s Change(-19.61%) $-68.94Current Price$282.70Key Data PointsMarket Cap$319BDay’s Range$280.40 – $299.5052wk Range$234.60 – $606.36Volume66MAvg Vol7.5MDividend Yield2.48%UnitedHealth Group (UNH 19.61%), a major provider of health insurance and healtchare services, closed Tuesday at $282.69, down 19.61%. The stock sold off after  Q4 results showed plunging operational earnings, hefty restructuring charges, and weaker‑than‑expected 2026 revenue guidance. Trading volume reached 65.3 million shares, over 640% above its three-month average of 7.5 million shares. UnitedHealth Group IPO’d in 1984 and has grown 195,498% since going public.How the markets moved todayThe…

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Image source: Getty Images Silver is again stealing the spotlight across global markets on Wednesday. At the time of writing, the price of silver has jumped more than 7%, pushing it to around US$111 per ounce, near record levels. Earlier in the week, the white metal briefly touched a new high of US$117.69 per ounce. Silver is now up more than 55% over the past month, making it one of the strongest-performing commodities anywhere right now. Let’s unpack what is driving this remarkable rally. Trade tensions, tariffs, and political instability are adding to the uncertainty Recent moves by the Trump administration have…

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