Author: Lucas

Savings rates are falling across the market and are likely to continue dropping for the foreseeable future.One way to beat this downward spiral is to use a strategy called savings ‘laddering’. It involves spreading your nest egg across multiple fixed-term accounts of different lengths to maximise your returns. But is it worth trying? Here, Which? explains why now is a good time to give it a go and how to succeed with the strategy.This newsletter delivers free money-related content, along with other information about Which? Group products and services. Unsubscribe whenever you want. Your data will be processed in accordance with…

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Vitol, the world’s largest independent oil trader, pushed back its estimates for when oil demand will peak in a new report released Monday, forecasting a peak in the mid-2030s against previous predictions of a peak in the early 2030s. The commodities trading house said demand could “at its height … reach around 112 million [barrels per day], and is likely to remain close to this level with only minimal decline by the end of the forecast,” adding that demand in 2040 is likely to be around 5 million bpd higher than its current level. Current global demand sits a bit…

Gold fell on Tuesday as investors stayed cautious ahead of U.S. jobs and inflation data that would indicate the Federal Reserve’s interest rate trajectory.Oliver Strewe | The Image Bank | Getty ImagesGold fell more than 1% on Tuesday as the market consolidated ahead of U.S. jobs and inflation data that could offer further clues to the Federal Reserve’s interest-rate outlook.Spot gold fell 0.71% to $5,028.43 per ounce by 04:03 p.m. ET. U.S. gold futures for April delivery settled about 0.42% lower at $5,057.90 per ounce.”We’re seeing a light pullback or consolidation ahead of a bevy of key economic data coming out later…

The Dangote Petroleum Refinery has reached its full nameplate capacity of 650,000 barrels per day following the restoration and optimisation of its Crude Distillation Unit and Motor Spirit production block, marking what the company describes as a global first for a single-train refinery of its scale. In a statement on Wednesday, the firm said the development signals a critical phase in the ramp-up of Africa’s largest oil refining facility, with the refinery commencing a 72-hour intensive performance test run in collaboration with its licensor, UOP, to validate operational stability, efficiency and compliance with global standards. The refinery stated that the…

Key PointsAehr Test Systems’ stock jumped as much as 39.7% on news of a major AI chip-testing contract.The company has signaled the deal for months, but this announcement is the first firm production contract.The stock now trades at 459 times forward earnings with negative operating margins.Shares of Aehr Test Systems (NASDAQ: AEHR) took off like a rocket on Wednesday morning, rising as much as 39.7% a few minutes after the opening bell. The stock settled down to a still-impressive 25% increase as of 2 p.m. ET. The price surge lifted Aehr’s stock to fresh multi-year highs, all thanks to a…

Objective To achieve long-term capital growth from a portfolio of UK medium and smaller companies by invests in medium and smaller companies which are listed mainly on the London Stock Exchange and to provide long-term dividend growth at least in line with inflation. Fund Managers are required to regularly assess whether the fund they manage delivers value to investors. When completing their assessment, they will consider investment performance, service offered, costs and charges, and competitor funds. The Assessment of Value for funds is subject to the Financial Conduct Authority’s Collective Investment Scheme (COLL) rules or a…

Silver’s historical rally had a recent setback, but now may be the time to buy the dip.After hitting an all-time high in January, the price of silver plummeted almost 33% in recent weeks. A historic rally in 2025 sent the price of the white metal from about $31 an ounce in January 2025 to $115 an ounce in January of this year. But silver plummeted back to $77 between Jan. 20 and Feb. 5. Market analysts attribute the drop to several factors, including a brief move higher for the dollar (precious metals tend to move in the opposite direction of…

It’s worth taking a second look at the healthcare giant.Pfizer (PFE +1.03%) recently experienced yet another setback. The drugmaker has been posting disappointing financial results for several years, and its latest quarterly update sent its stock price down about 4%. The market was concerned that revenue moved in the wrong direction in 2025, while growth in adjusted earnings per share (EPS) was modest. And to make matters worse, Pfizer’s guidance for 2026 wasn’t particularly strong. Amid all that, it might seem weird to suggest that now is a great time to buy the stock. But there are some reasons to…

By Paul Hannon Yields on U.K. government bonds have risen as Prime Minister Keir Starmer faces questions about his leadership amid revelations that his pick to be British ambassador to Washington was far more deeply entwined with the convicted sex offender Jeffrey Epstein than previously known. The fall in prices of, and rise in yields on what are known as gilts since the middle of last month has ended a period of calm that followed the government’s November budget, which eased concerns about the government’s ability to stick to its fiscal rules. Succession risk The rise in yields reflects worries…