Author: Lucas

While Health Insurance in the past was often about coverage for hospitalisation costs, Critical Illness Insurance provides the next layer of financial protection in the form of an independent insurance product, designed specifically to offer a lump-sum cash payout at the time of diagnosis of certain life-changing critical illnesses, to assist individuals in dealing with the enormous costs (both direct and indirect) of the critical illness and subsequent life adjustments. Building a complete and effective financial plan requires an understanding of Critical Illness Insurance.The Unique Role of Critical Illness Insurance Typical Health Insurance policies provide benefit payments to you based…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.Britain has moved closer to becoming the first G7 country to issue a sovereign bond on the blockchain, after the Treasury appointed a bank and law firm to handle a digital gilt pilot this year.Treasury officials hope the appointment of HSBC and Ashurst to lead the project will deflect criticism that the UK is taking too long to issue a digital gilt.The pilot will involve Britain issuing a government bond as a digital token on a blockchain or another distributed ledger, the…

Gold continues to hold a special place in the investment preferences of young Indians, with 62% of Gen Z and Millennials still backing the yellow metal as the safest investment option, even as buying behaviour undergoes a noticeable shift. A nationwide survey by Smytten PulseAI shows that while trust in gold remains intact, younger consumers are increasingly making independent, smaller-ticket purchases driven by personal milestones rather than traditional family-led decisions. The survey, conducted among 5,000 consumers aged 18 to 39, highlights how gold buying is becoming more self-led and pragmatic. About 66.7% of respondents said their gold purchases today are…

AI image (Picture credit: OpenAI via ChatGPT) Gifting property in India is often seen as an emotional and cultural act, rooted in family ties and tradition. But beyond sentiment, a property gift is a serious legal transaction that must follow strict rules. Missing a step can lead to disputes, tax trouble or even an invalid transfer.Whether the gift is being made to a spouse, child, sibling or another person, the law requires proper documentation, registration and tax compliance. Here is a clear and simple guide covering the rules, processes, taxes and key terms you need to keep in mind while…

TLDR: Strategy’s “Stretch” preferred shares offer 11.25% variable dividend with monthly resets to stabilize price The company holds 714,000 Bitcoin worth $48 billion but stock dropped 73% since November 2024 record high Preferred shares represent just $7 million of funding versus $370 million in common stock sales recently Bitcoin fell below $67,000, down nearly 50% from October peak of $125,260, pressuring Strategy’s model   Strategy perpetual preferred stock will see increased issuance as CEO Phong Le addresses mounting investor concerns over share price volatility. The Bitcoin treasury company announced plans to expand its “Stretch” product offering, which provides digital asset…

Gold’s historic rally isn’t just about precious metals. It’s part of a broader shift in how governments and investors are treating commodities, according to Goldman Sachs.Central bank buying has helped drive gold’s surge in recent years as governments seek to hedge geopolitical and financial risks. Now, similar “insurance”-style strategies are emerging across other commodity markets, analysts at Goldman Sachs wrote in a note on Tuesday.”As some of these risk-management policies have taken hold, some commodity markets appear to be transitioning — at least temporarily — from a single, global balance toward more regionally segmented systems, raising the risk of higher…

Samsung has contracted an order for two 13,000-teu newbuildings worth $324m from Japanese company For ads that aren’t personalized, ad measurement, audience surveys, and service development we and our … Source link

Investors with a lot of money to spend have taken a bearish stance on S&P Global (NYSE:SPGI).And retail traders should know.We noticed this today when the trades showed up on publicly available options history that we track here at Benzinga.Whether these are institutions or just wealthy individuals, we don’t know. But when something this big happens with SPGI, it often means somebody knows something is about to happen.So how do we know what these investors just did? Today, Benzinga’s options scanner spotted 20 uncommon options trades for S&P Global.This isn’t normal.The overall sentiment of these big-money traders is split between…

The UK residential property market recorded its least negative readings in several months during January 2026, according to the Royal Institution of Chartered Surveyors (RICS) UK Residential Market Survey, though overall activity levels remain subdued. The net balance for new buyer enquiries rose to -15% in January, compared with -21% in December and -29% in November. Agreed sales reached -9%, marking the least negative result since June 2025. Price movements stabilise National house prices showed signs of stabilisation, with the net balance for price movements over the past three months improving to -10%, up from -19% in October 2025. Despite…

Key PointsGlobal military spending is on the rise and expected to keep growing through the end of the decade at least.Rheinmetall is well-positioned to profit from German and broader European rearmament and it is already seeing growth from Germany’s ballooning military budget.The company saw 19% sales growth in the first nine months of 2025 and incredible 42% EPS growth over the same period.According to the United Nations, collective global military spending grew to $2.7 trillion in 2024, and some estimates have that figure nearing $3 trillion by the end of the decade.American military spending alone is far and away the…