Close Menu
Simply Invest Asia
  • Home
  • Industries
  • Investment
  • Money
  • Precious Metals
  • Property
  • Stock & Shares
  • Trading
What's Hot

Allspring Short Duration Government Bond Fund Q4 2025 Commentary

March 16, 2026

The Disappearance of Arab Heavy and Medium Crude Hits Asian Refineries Hard

March 16, 2026

Is Tesla Stock a Millionaire Maker?

March 16, 2026
Facebook X (Twitter) Instagram
Trending
  • Allspring Short Duration Government Bond Fund Q4 2025 Commentary
  • The Disappearance of Arab Heavy and Medium Crude Hits Asian Refineries Hard
  • Is Tesla Stock a Millionaire Maker?
  • Top Tips for Starting Forex Trading Safely for Beginners
  • Sabre Insurance profits up as underwriting discipline pays off
  • Gold, silver ETFs bear the brunt of West Asia war
  • Fidelity investment platform review – Which?
  • Rightmove Commercial On Creating Online Marketing That Stands Out
Facebook X (Twitter) Instagram YouTube
Simply Invest Asia
  • Home
  • Industries
  • Investment
  • Money
  • Precious Metals
  • Property
  • Stock & Shares
  • Trading
Simply Invest Asia
Home»Investment»Fidelity investment platform review – Which?
Investment

Fidelity investment platform review – Which?

By LucasMarch 16, 20266 Mins Read
Share
Facebook Twitter LinkedIn Pinterest Email


What does Fidelity International offer?

Fidelity International is the non-US arm of Fidelity Investments, which runs investment funds in addition to the direct-to-consumer platform.

You can invest in a wide range of accounts with Fidelity, including a stocks and shares Isa, Sipp, lifetime Isa and junior Isa.

The minimum investment for a stocks and shares Isa or general investment account is £25 for a regular savings plan, or a lump sum of £1,000.

Please note that this article is for information purposes only and does not constitute advice. Please refer to the particular T&Cs of an investment platform before committing to any financial products.

Does Fidelity International offer the best stocks and shares Isa?

Annual fees (for funds)

  • Cost for £5,000 portfolio£90
  • Cost for £25,000 portfolio£90
  • Cost for £50,000 portfolio£175
  • Cost for £250,000 portfolio£875

What assets does Fidelity International offer?

How much does Fidelity International cost?

Annual platform charge: 

  • £7.50 per month if you have less than £25,000 invested
  • 0.35% of the value of your investments, if you have more than £25,000 invested, or a regular savings plan
  • 0.2% of the value of your investments, if you have more than £250,000 invested (applied to the total value of your investments)

Trading charges: 

  • £7.50 to buy and sell shares

Find out how these fees compare to other stocks and shares Isas.

If you’re thinking of using Fidelity International to take an income from your pension in a drawdown plan, read our comparison of pension drawdown plans and charges.

This applies to each trade of investments denominated in another currency, for example US stocks, on top of fund and trading charges. 

  • 0.75% on a trade worth up to £10,000
  • 0.5% between £10,000 to £20,000
  • 0.25% on more than £20,000

Fidelity International pays 2.45% interest on uninvested cash.

‘Not enough to show value for money’

Megan Thomas, Which? investments writer, says:

Megan Thomas

Fidelity International doesn’t have as many stocks or other investments to choose from as some of the other platforms – close to 6,000, compared to 24,000 for the platform with the most.

However, Fidelity has a wide range of accessibility features and offers services such as third-party access (giving permission to a relative or carer to manage money on your behalf) and ‘next-generation text’ (to help communicate on the phone via text relay), which other platforms don’t.

Users gave Fidelity just two stars for value for money, and our analysis of fees found it was one of the most expensive platforms for investors with less than £50,000 in their portfolio. 

However, customers on a regular savings plan (essentially a direct debit set up to regularly invest) will gain access to lower-cost investing.

What do customers say about Fidelity International?

Fidelity International customers scored it 69%, making it 16th in our survey.

Comments from Fidelity International customers who took part in our survey include:

  • ‘Simple to use, easy to understand website and app. Lots of information about investments and plenty of choice. When calling (not very often) easy to deal with.’
  • ‘It’s a competent though rather unsophisticated platform. Charges are reasonable but by no means the best.’
  • ‘I like the platform for regular updates, articles and choice of investments. I find it easy to use and when I have needed to talk to them, I have found them communicative. Good. My only reservation is overall cost which is something I will be looking into in the future.’

Fidelity International customer scores in more detail

These results are based on a January 2026 online survey of 3,053 adults – members of the Which? Connect panel and members of the public – who told us about 4,146 experiences with stocks and shares Isas. Fidelity International results based on a sample size of 354.

Is Fidelity International safe?

Fidelity International is regulated by the Financial Conduct Authority and covered by the Financial Services Compensation Scheme (FSCS).

If Fidelity International went bust and its other arrangements to protect your money failed, the FSCS will cover up to £85,000 of investments per person per platform. You can claim for free online at www.fscs.org.uk – there’s no reason to use a claims management company.

  • Find out more: Are your investments protected? 

How we rate stocks and shares Isas

Overall score

Our overall score is based on a combination of customer score, fees score, and assets score.

We don’t analyse the performance of investments listed by investment platforms, as different investors will opt for different investments.

Customer score and ratings

We surveyed 3,053 investors – members of the Which? Connect panel and of the public – who gave 4,146 reviews of stocks and shares Isas in January 2026.

Each platform must get at least 30 responses to receive a customer score, which is based on overall satisfaction and likelihood to recommend. 

The customer score makes up 60% of the overall score.

We also ask investors to rate their current platform for customer service, ease of use, information on investments, and value for money.

Fees score

The fees score uses snapshots of account and transaction fees at £5,000, £10,000, £25,000, £50,000, £100,000, £250,000, and £500,000. The fees assume four purchases and four sales in a year, spaced out in across months.

Fees are weighted higher closer to £50,000 as this is close to the average portfolio size, according to HMRC data.

The scores are assigned relative to the cheapest platform which would receive a score of 100%.

The fees score makes up 30% of the overall score.

Assets score

The assets score adds together all of the assets available within a stocks and shares Isa and assigns a score relative to the maximum out of the providers which receives 100%.

The assets score makes up 10% of the overall score.

To be considered to be a Which? Recommended Provider (WRP), the platform needs to have an overall score of 70% or higher.

Companies that reach this score are excluded if they’re among the top 25% of the most expensive platforms across our scenarios, based on our fees analysis. Platforms are not eligible for WRP status if they receive a two-star rating or lower in any of our categories.

We also apply statistical tests that place the platforms into ‘bands’. Only the platforms in the highest two bands – the ones that really stand out – can be a WRP.

We will not give Which? Recommended Provider status to platforms that offer CFD trading.

To be eligible for our Great Value recommendation, platforms must be in our top three customer score bands and among the 25% least expensive in the asset categories they offer (any combination of funds, shares, or ETFs).



Source link

Share. Facebook Twitter Pinterest LinkedIn WhatsApp Reddit Tumblr Email

Related Posts

Allspring Short Duration Government Bond Fund Q4 2025 Commentary

March 16, 2026

4 agencies, including Bida, Beza, roll out 180-day collaborative investment roadmap

March 16, 2026

Bond market’s safe haven status tested as the Iran war drags on

March 16, 2026
Leave A Reply Cancel Reply

Our Picks

National Manufacturing Day 2025: A Future-Fit UK Industry

October 14, 2025

Platinum hits all-time high as investors seek safety amid US uncertainty

January 23, 2026

How Much Higher Will Gold Go?

February 9, 2026

Martin Lewis explains if Premium Bonds are really ‘worth it’

November 22, 2025
Don't Miss
Investment

Allspring Short Duration Government Bond Fund Q4 2025 Commentary

By LucasMarch 16, 2026

Allspring is a company committed to thoughtful investing, purposeful planning, and the desire to elevate…

The Disappearance of Arab Heavy and Medium Crude Hits Asian Refineries Hard

March 16, 2026

Is Tesla Stock a Millionaire Maker?

March 16, 2026

Top Tips for Starting Forex Trading Safely for Beginners

March 16, 2026
Our Picks

Microsoft Stock Near $401 as Cloud Growth Boosts Profits

February 18, 2026

The Toyota Land Cruiser FJ Is Here And It’s Cuter Than We Tought

November 27, 2025

Cyber risk investments to shape 2026 insurance market – Marsh

December 10, 2025
Weekly Pick's

Conrad Shipyard and SHI Explore Building LNG Bunker Ships for the US

December 8, 2025

Silver Rate Today (March 2, 2026): White Metal To Jump Amid Israel-Iran War? Check Prices In Delhi, Mumbai, Chennai, Bangalore, Hyderabad & Other Major Cities | Personal Finance

March 1, 2026

Should You Bet Against This AI Stock in 2026?

January 25, 2026
Monthly Featured

Joby Stock Dives After The Bell: Here’s Why – Joby Aviation (NYSE:JOBY)

January 29, 2026

Developing Scots Rosebank oil field ‘pure climate vandalism’

October 18, 2025

Premium Bonds account change warning over ‘fast-approaching’ deadline

March 12, 2026
Facebook X (Twitter) Instagram Pinterest
  • Contact Us
  • Privacy Policy
  • Terms and Conditions
© 2026 Simply Invest Asia.

Type above and press Enter to search. Press Esc to cancel.